Open your free account now and earn CHF 50 with the code “winwin”1
There is no one quite like us. You get:
✓ Up to 1% Saveback on card spending2
✓ Up to 1% interest on your everyday account with no withdrawal restrictions3
✓ 0% fees for card payments in any currency
✓ Free travel insurance included
Set up a monthly investment savings plan and get up to 1% of your card spending deposited into your investment portfolio.2 Saveback is like a little reward for using your radicant debit card!
Benefit from 0% fees when shopping abroad! Online and in-store. That means no Visa markup, no transaction fees, nothing. When you pay with your radicant card, we will only apply the mid-market exchange rate.
Benefit from an attractive interest on your everyday account with no withdrawal restrictions, all while a part of your deposit is used to finance impactful projects via labelled bonds.
We are regulated by the Swiss Financial Market Supervisory Authority (FINMA), so you benefit from high industry standards and Swiss deposit insurance.
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Pay with your radicant debit card and enjoy free travel protection. Whether it's a beach escape, city adventure, or an epic journey, you're covered from trip cancellation to luggage damage and international health insurance.
With radicant, every transaction contributes to the restoration of vital ecosystems. With Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.3
Discover the project
A part of your deposit is used to finance impactful projects via labelled bonds while you earn up to 1% interest1 on your free everyday account.
Stay informed about your CO2 emissions with our radicant footprint tracker. Understand the environmental impact of your spendings and make informed decisions to minimise your footprint.
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Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.
Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.
Pay your travel costs with the radicant debit card and get free travel protection.
radicant reserves the right to adjust our offering at any time. Adjustments will be made in good faith based on current market conditions or other reasons. Adjustments will be communicated in an appropriate manner.
1 Only for new clients when opening their first account. The code must be entered no later than 7 days after the first deposit and account activation. The reward will only be paid if at least three card transactions have been made using the radicant virtual debit card within 30 days of account activation. Code cannot be cumulated with other referral codes. radicant reserves the right to amend, extend, shorten, or cancel the referral program and the awareness campaign at its sole discretion at any time without notice and without liabilities being incurred. For information about other referral programmes, please refer to Banking and Investment Referral Programme Terms and Conditions.
2 Terms & Conditions for the Saveback Programme.
3 0.75% under CHF 100’000. 1% from CHF 100'000 up to 250’000. 0.75% over CHF 250’000. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.
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