The ideal bank account for every day,

travel and saving

The ideal bank account for everyday, travel and for savings

Free bank account
with unbelievable conditions

There is no one quite like us. You get:

✓ Up to 1% Saveback on card spending2
✓ Up to 1% interest on your everyday account with no withdrawal restrictions3
0% fees for card payments in any currency
Free travel insurance included

Get the best out
of your account

Get more out of your radicant debit card

Earn 1% on your card spending and boost your investment portfolio

Set up a monthly investment savings plan and get up to 1% of your card spending deposited into your investment portfolio.2 Saveback is like a little reward for using your radicant debit card!

Using your radicant Card

Pay in any currency with 0% fees

Benefit from 0% fees when shopping abroad! Online and in-store. That means no Visa markup, no transaction fees, nothing. When you pay with your radicant card, we will only apply the mid-market exchange rate.

Let your Money work FOR YOU

Up to 1% interest on your
everyday account3

Benefit from an attractive interest on your everyday account with no withdrawal restrictions, all while a part of your deposit is used to finance impactful projects via labelled bonds.

Feel safe with highest Standards

radicant is a Swiss licensed bank

We are regulated by the Swiss Financial Market Supervisory Authority (FINMA), so you benefit from high industry standards and Swiss deposit insurance.

Free Travel Insurance

Ready for vacation? Your debit card has got you covered!

Pay with your radicant debit card and enjoy free travel protection. Whether it's a beach escape, city adventure, or an epic journey, you're covered from trip cancellation to luggage damage and international health insurance.

Learn more about our travel insurance offer

Pay with your phone, whenever and wherever you want. We offer modern payment methods.

Your bank account can do more – for you, society, and nature

Impactful debit card

With radicant, every transaction contributes to the restoration of vital ecosystems. With Saveback, you also get up to 1% of your card spending deposited into your investment portfolio.3

Discover the project

Cash deposit with impact

A part of your deposit is used to finance impactful projects via labelled bonds while you earn up to 1% interest1 on your free everyday account.

Carbon footprint tracker

Stay informed about your CO2 emissions with our radicant footprint tracker. Understand the environmental impact of your spendings and make informed decisions to minimise your footprint.

Our banking fees & conditions
in a nutshell

Banking fees and conditions
Monthly base fee
CHF 0
Interest on cash balance under CHF 100,000

Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.

0.75%
Interest on cash balance from CHF 100,000 up to CHF 250.000

Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.

1%
Travel insurance

Pay your travel costs with the radicant debit card and get free travel protection.

Free
Mobile banking App

Open your free
account now

Start making a difference for you, society, and our planet.
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Legal disclaimer

radicant reserves the right to adjust our offering at any time. Adjustments will be made in good faith based on current market conditions or other reasons. Adjustments will be communicated in an appropriate manner.

1 Only for new clients when opening their first account. The code must be entered no later than 7 days after the first deposit and account activation. The reward will only be paid if at least three card transactions have been made using the radicant virtual debit card within 30 days of account activation. Code cannot be cumulated with other referral codes. radicant reserves the right to amend, extend, shorten, or cancel the referral program and the awareness campaign at its sole discretion at any time without notice and without liabilities being incurred. For information about other referral programmes, please refer to Banking and Investment Referral Programme Terms and Conditions.

2 Terms & Conditions for the Saveback Programme.

3 0.75% under CHF 100’000. 1% from CHF 100'000 up to 250’000. 0.75% over CHF 250’000. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

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