The ideal bank account for every day,

travel and saving

The ideal bank account for everyday, travel and for savings

Free bank account
with unbelievable conditions

There is no one quite like us. You get:

1% interest with no withdrawal restrictions1 and
0% fees for card payments in any currency.

Get the best out
of your account

Using your radicant Card

Pay in any currency with 0% fees

Benefit from 0% fees when shopping abroad! Online and in-store. That means no Visa markup, no transaction fees, nothing. When you pay with your radicant card, we will only apply the mid-market exchange rate.

Let your Money work FOR YOU

1% on your
everyday account1

Benefit from an attractive interest on your everyday account with no withdrawal restrictions, all while a part of your deposit are used to finance impactful projects via labelled bonds.

Feel safe with highest Standards

radicant is a Swiss licensed bank

We are regulated by the Swiss Financial Market Supervisory Authority (FINMA), so you benefit from high industry standards and Swiss deposit insurance.

Pay with your phone, where and like you want. We offer modern payment methods.

Your bank account can do more – for you, society and nature

Pay and restore

With radicant, every transaction contributes to the restoration of vital ecosystems, empowering you to make a positive impact with every purchase.

Discover the project

Cash deposit with impact

A part of your deposit are used to finance impactful projects via labelled bonds while you earn 1% interest1 on your free everyday account.

CO2 footprint tracker

Stay informed about your carbon footprint with radicant's CO2 footprint tracker. Understand the environmental impact of your spending habits and make informed choices to minimise your carbon footprint.

Our banking fees & conditions
in a nutshell

Banking fees and conditions
Monthly base fee
CHF 0
Interest on cash balance up to CHF 250,000

Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.

1%
Interest on cash balance from CHF 250,000

Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest you accumulated over the year will be paid at year-end.

0.75%
Mobile banking App

Open your free
account now

Start making a difference for you, society and our planet.
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Legal disclaimer

1 1% interest up to CHF 250,000 and 0.75% interest from CHF 250,001. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

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