Next generation
banking and
investing -
For you
and our world

Banking & investing with double impact!

Banking & investing with double impact!

Impact for you, and for society and nature.

1% interest with no withdrawal restrictions1.
0% fees for card payments in any currency.
✓ Asset management starting from CHF 1,000.

Why radicant

Free account with 1% interest1

Free account with 1.25% interest1

Your free account with no withdrawal restrictions and 0% fees for card payments in any currency.
Banking

Investing
with Impact

Investing with Impact

Active top-level portfolio management. Start investing from as little as CHF 1,000!
Investing

Pay and
restore

Pay and
restore

Every time you use your radicant debit card, you help restore a mangrove ecosystem.
Pay and restore

A Swiss
licensed Bank

A Swiss
licensed Bank

We’re licensed by FINMA and therefore comply with industry standards. Your deposits are protected by the Swiss deposit insurance system.
About us

We are more than
an ordinary
bank

Our Offer

Banking

With radicant, you can benefit from a free, impactful mobile banking account with up to 1% interest1 and no fees for card payments in any currency. Features include Twint, Apple and Google Pay, eBill and QR-bill scanning. Each of your card transactions supports mangrove restoration.

Learn more about our banking offer

Our Offer

Investing

Do more with your investments. Our impactful investment strategies maximise your potential returns. With us, you invest in innovative technologies and future-oriented industries (e.g. in e-education, cyber security or medical research and development).

Learn more about our investing offer

OUR OFFER

Pillar 3a

A pillar 3a account with radicant offers significant tax savings and 1.25% interest with no account fees. Additionally, your deposits support climate and environmental projects through labelled bonds, creating positive impacts without added risk.

Learn more about Pillar 3a

When it comes to
sustainability,
we mean business.

Pay and restore

With your radicant debit card, you contribute to the restoration of a mangrove ecosystem with every purchase.

Track your CO2 footprint

Learn more about the CO2 impact of each of your payments, track your monthly footprint, and see which transaction generated the most CO2.

Invest in the topics that matter to you

Starting from CHF 1,000, you can invest in what you care about. We offer investment portfolios aligned with the UN's 17 Sustainable Development Goals (the SDGs).

Our unique SDG Impact Rating

Our rating process is data-driven and uses over 5 million data points to evaluate approximately 12,000 companies.

5 minutes to open your account and benefit from our attractive offering

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Personal details
& verification

Start banking & investing

Your transparent
overview

Banking

CHF 0 monthly base fee
1% interest on cash balance up to CHF 250,0001
0% fee for card payments in any currency
Banking

Investing

Start investing from CHF 1,000
0.25% - 0.45% annual fees2
0.40 % - 0.47 % annual product costs3
Investing

Pillar 3a

Yearly tax savings
1.25% interest rate and no account fees4
Transfer existing 3a funds to radicant in just a few steps
Pillar 3a

Open your radicant
account now

Embark on a journey with us towards impactful banking and investing and enjoy financial solutions tailored to make a positive impact for you, and for society and nature.
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Legal disclaimer

1 1% interest up to CHF 250,000 and 0.75% interest from CHF 250,000. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

2 Starting from 1 January 2025, the annual investment fee will change.

3 Depending on the chosen investment strategy and products.

4 Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

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