Free sustainable banking with real impact

Open your new radicant bank account in just 5 minutes - directly on your smartphone.

With us, your money works for a better world
A part of the money on your radicant account supports sustainable projects worldwide.

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    Fast and secure mobile payments
    Add your free virtual debit card to your Apple or Google Wallet and start paying straight away. No plastic and no waiting time.

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      Pay the Swiss way
      Pay your bills in no time with eBill and our QR-bill scanner. And get radicant TWINT, Switzerland's convenient payment app.

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        Pay and restore
        Every time you spend money with your radicant debit card, you support the restoration of a mangrove ecosystem in Kenya. And soon you’ll be able to track your progress in the app.

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          Carbon footprint tracker
          Learn about the carbon impact of each of your payments, track your total monthly footprint and see which transaction generated the most CO2.

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            Our pricing in a nutshell

            • CHF 0 banking base fee
            • Up to 1.5% interest2

            See our full pricing

            Highest security standards
            radicant is a Swiss bank, so your deposits are guaranteed up to CHF 100,000. With strong partners like Google, Netguardians, Cloudguard, Futurae and Finnova we make sure your money and data are protected at all times.

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              Sustainable banking at radicant: How it works
              As Switzerland's first digital sustainable bank, radicant is committed to aligning all products and services to sustainable development. This also applies to our banking offering. But what does that mean?

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                1. 1.5% interest up to CHF 250,000 and 1% interest from CHF 250,001. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.