Truly sustainable Banking

Our banking has several sustainable features and we invest a part of the client’s cash deposits in green bonds supporting sustainable projects worldwide.

Truly sustainable features

Say no to plastic with our virtual debit card and keep an eye on your environmental impact with our carbon footprint tracker.

Banking with the radicant app

Get started – right from your phone

Open your radicant account in just 5 minutes, right on your smartphone. At any time, completely straightforward and 100% digital. Then it’s easy and convenient to manage your money in the app – without a monthly base fee (fees may apply for cash withdrawals or card payments abroad).

Get started – right from your phone

Open your radicant account in just 5 minutes, right on your smartphone. At any time, completely straightforward and 100% digital. Then it’s easy and convenient to manage your money in the app – without a monthly base fee (fees may apply for cash withdrawals or card payments abroad).

Pay more sustainably

No matter which payment method you choose at radicant – it is always sustainable. Pay digitally using your virtual debit card. Or opt for the physical radicant debit card, which is also sustainable, as it is made of recycled Plastic. Use Apple Pay or Google Pay on your smartphone to make payments worldwide.

With just a few clicks in the app, you can also change your daily and monthly limits, change your PIN, block your card or adjust your security features.

Pay more sustainably

No matter which payment method you choose at radicant – it is always sustainable. Pay digitally using your virtual debit card. Or opt for the physical radicant debit card, which is also sustainable, as it is made of recycled Plastic. Use Apple Pay or Google Pay on your smartphone to make payments worldwide.

With just a few clicks in the app, you can also change your daily and monthly limits, change your PIN, block your card or adjust your security features.

Keep an eye on your carbon footprint

This innovative feature of our radicant app allows you to check the carbon impact of each of your payments and track your overall carbon footprint. In your personal overview, we show you what causes you to generate the most CO₂ – a feature that sets new benchmarks in banking.

Keep an eye on your carbon footprint

This innovative feature of our radicant app allows you to check the carbon impact of each of your payments and track your overall carbon footprint. In your personal overview, we show you what causes you to generate the most CO₂ – a feature that sets new benchmarks in banking.

Safe and sound

What won’t change with the banking of the future? The high security standards. This is why we use only the most modern security systems for the smart radicant app to ensure your money and data are optimally protected.

Safe and sound

What won’t change with the banking of the future? The high security standards. This is why we use only the most modern security systems for the smart radicant app to ensure your money and data are optimally protected.

Banking facts

  • Base fee: CHF 0
  • 1% interest2
  • Deposit guarantee up to CHF 100,000
  • Virtual radicant debit card

Pricing

Banking facts

  • Base fee: CHF 0
  • 1% interest2
  • Deposit guarantee up to CHF 100,000
  • Virtual radicant debit card

Pricing

It couldn’t be simpler: twinting with radicant

Sit back, relax and use your radicant TWINT app to pay, send or receive money – simply twint it. Did you know? radicant is the first purely digital bank in Switzerland that feels like cash on your smartphone, also thanks to its own TWINT app.

It couldn’t be simpler: twinting with radicant

Sit back, relax and use your radicant TWINT app to pay, send or receive money – simply twint it. Did you know? radicant is the first purely digital bank in Switzerland that feels like cash on your smartphone, also thanks to its own TWINT app.

Open your account in less than 5 minutes - no paperwork, 100% digital.

    asset_media_radicant_sustainablyInvest

    Invest your assets in the future

    With radicant, you invest your money in a personalized and transparent portfolio aligned with the 17 UN Sustainable Development Goals (SDGs). In addition, you decide yourself which of the Sustainable Development Goals you would like to support.

      1.Applies to the first 5,000 new clients who complete the account opening process by 31 October 2023. The starting balance is paid out at the end of the month.
      2. The interest rates are subject to change at any time due to market conditions. Our interest rate adjustments take effect when interest rates change without prior notification to clients. The interest rate is calculated on a daily basis, using the end-of-day balance (1% for up to CHF 25'000; 0.5% between CHF 25'001 - 100'000; and 0% for more than CHF 100'000). The interest accrued over the year will be paid out on 31 December.