Get started with
truly sustainable
banking & investing.

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What makes radicant stand out from traditional banks?

Truly sustainable – We offer purely digital banking with green payment options and investments in companies that contribute to a more sustainable future.

100% digital banking, a virtual or a physical debit card made of recycled plastic, a carbon footprint tracker in the app and the certainty that your money is partly used for sustainable investments - that's banking with radicant. When investing, you have the guarantee that radicant applies robust methodologies to identify companies that have a positive impact on sustainable development.

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Truly transparent – thanks to radicant’s rating system, you always know which companies are in your portfolio, and why.

We not only exclude controversial industries, but also invest in companies that make a measurable impact on a sustainable future worth living. We have developed our own method – the radicant rating system – to transparently assess whether a company makes a relevant impact across all areas to achieving the UN's 17 Sustainable Development Goals (SDGs). By the way, this does not only apply to us: You can also check the rating results of individual companies at any time in your radicant app.

Truly effective – we ensure that your money is not only invested sustainably, but also professionally.

Our unique team of investment and sustainability experts with many years of experience ensures that your portfolio is sustainable and broadly diversified.

Alexander Kostolany

Alexander Kostolany

Head of Portfolio Management

Alexej Laptjew

Alexej Laptjew

Portfolio Manager Sustainable Bonds

Kirstin Brünjes

Kirstin Brünjes

SDG Expert

Nico Frey

Nico Frey

Head of SDG Impact Rating

Dr. Jan Amrit Poser

Dr. Jan Amrit Poser

Chief Sustainbale Investment Officer

Eve Morelli

Eve Morelli

Head of Sustainable Transparency

Sasha Cisar

Sasha Cisar

Head of SDG Research & Experts

Open your account in less than 5 minutes - no paperwork, 100% digital.

Your benefits

Base fee: CHF 0

Deposit guarantee up to CHF 100,000

Up to 1.25% interest

0% fees when paying in foreign currencies

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See price list

It only takes 5 minutes to open your new radicant account. Once the initial deposit is made, you can start banking and making digital payments right away thanks to our virtual debit card – with all the standard mobile payment features including Apple Pay, Google Pay and TWINT.

With us, you benefit from 0% fees when shopping abroad! Online and in-store. That means no Visa markup, no transaction fees, nothing.

Your money is safe with us: We are as a Swiss bank part of the Swiss deposit insurance scheme. This means that your money is protected up to CHF 100,000.

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Sustainable investments starting from CHF 1,000

Outstanding portfolio management for your investments

50% off the annual fee, until 31 December 2024

Personal choice of sustainable investment themes

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As a radicant client, you benefit from our portfolio managers’ management of your assets starting from CHF 1,000. You can also choose the investment themes that matter the most to you.

1. 1.25% interest up to CHF 250,000 and 1% interest from CHF 250,001. Interest rates may change at any time due to market conditions. Interest rate adjustments take effect at the time of an interest rate change. The applicable interest rates are published on the radicant website. The interest rate is calculated on a daily basis, using the end of the day balance. The total of the interest accumulated over the year will be paid at year-end.

2. Annual investment fee between 0.25 and 0.45% until 31 December 2024. Annual product costs between 0.4 and 0.47%, depending on the chosen investment strategy and products.

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